Robert An

Robert An

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$814,900

($424,178 down)
VA

1426 Vallejo Mills Street, Chula Vista, CA 91913

3
3
1,511 sqft
PITI Monthly
$2,871.61 /mo

Listing courtesy of: Christine Fulton, Compass

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,806 /mo
$2,935 /mo

What's Special

LOCATION
NEW STOVE
DESIRED
SHOPPING
SPACIOUS
FIREPLACE
FAMILY-FRIENDLY
CHARMING

Nestled on a picturesque, tree-line street in the highly desired community of Otay Ranch, this charming home offers an open and welcoming lay-out that is ready for your personal touch! You’ll love the recent updates of the new LVP Flooring and new carpet as well as being freshly painted inside and out! The large kitchen provides ample space to cook your favorite gourmet meals and has a new stove, microwave and newer dishwasher too! The spacious living area includes a fireplace to enjoy on cooler evenings. The upstairs boasts spacious bedrooms and a laundry room which is very handy. The private side yard offers a peaceful retreat with a spa that is ideal for relaxing. The easy care landscaping makes yard care a breeze and is a great water and cost savings since sprinklers are not necessary. Enjoy the benefits of this family-friendly neighborhood with area parks, sport courts and top-rated schools. The location is convenient and walkable to Otay Ranch Town Center with loads of shopping and restaurants. Don’t miss this lovely home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,871.61/mo
Estimated Loan Balance
$391,585
Cash to close
$424,178
Interest Paid
$53,773

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, GasStarter, LivingRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StormDrains, StreetLights, Suburban, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hillsborough at Otay Ranch Community Association
  • HOA Amenities: Unknown
  • HOA Fee: $67
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $539.31
  • Tax Annual Amount: $10186.2
  • On Market Date: 2025-05-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $424,178 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $424,178!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$390,722
Your Cash:$424,178
Total Purchase Price:$814,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,806/mo
Traditional @ 7.15%
$3,044/mo
You save $1,238/month ($14,853/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2503372

Listing From:

Last updated: 2025-05-12T20:07:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,806 /mo
$2,935 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $424,178 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $424,178!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$390,722
Your Cash:$424,178
Total Purchase Price:$814,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,806/mo
Traditional @ 7.15%
$3,044/mo
You save $1,238/month ($14,853/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway
Agent/Broker
Robert AnBerkshire Hathaway(719) 329-8868robert@homesy5280.comMLS 100084328

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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