Robert An

Robert An

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$949,900

($441,727 down)
VA

1769 Sierra Verde Rd, Chula Vista, CA 91913

4
3
2,116 sqft
PITI Monthly
$3,690.87 /mo

Listing courtesy of: Joahna Flores, Rise Realty

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,485 /mo
$3,813 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
COZY
LOW HOA FEES

Welcome to this stunning, newly updated 4-bedroom, 2.5-bathroom home in the heart of Otay Ranch, Chula Vista. This beautifully maintained property boasts a spacious and open floor plan, featuring a bright living room, a cozy family room, and a dining area that seamlessly flows into the expansive backyard—perfect for entertaining or relaxing outdoors. The updated kitchen and bathrooms exude modern elegance, while the entire home has been refreshed with new paint and baseboards, adding a touch of sophistication. A dedicated office space provides the ideal area for working from home, and the attached garage with additional driveway parking ensures convenience for you and your guests. Enjoy year-round comfort with central A/C, and take advantage of the low HOA fees and mello-roos that will expire in just one year. This home is perfectly situated in a prime location near shopping, dining, parks, and trails, all within a highly sought-after school district. Whether you're looking for a peaceful retreat or a home to host family and friends, this property has it all. With its exceptional location, modern updates, and spacious layout, this home is a rare find—come see it for yourself and imagine your life here!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.34
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,690.87/mo
Estimated Loan Balance
$510,304
Cash to close
$441,727
Interest Paid
$85,288

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: McMillin Lomas Verdes
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $448.91
  • Tax Annual Amount: $11873.8
  • On Market Date: 2025-05-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $441,727 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $441,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$508,173
Your Cash$441,727
Total Purchase Price:$949,900

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,485/mo
Traditional @ 7.15%
$3,955/mo
You save $1,470/month ($17,642/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250027090SD

Listing From:

Last updated: 2025-05-10T04:51:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.34%
7.15%

Principal & Interest

$2,485 /mo
$3,813 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $441,727 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $441,727!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.34% Sellers Rate
$508,173
Your Cash$441,727
Total Purchase Price:$949,900

Assumed vs Traditional Mortgage

Assumed @ 3.34%
$2,485/mo
Traditional @ 7.15%
$3,955/mo
You save $1,470/month ($17,642/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway
Agent/Broker
Robert AnBerkshire Hathaway(719) 329-8868robert@homesy5280.comMLS 100084328

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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