Robert An

Robert An

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$715,000

($400,599 down)
FHA

5100 Janell Way, Carmichael, CA 95608

N/A
N/A
2,254 sqft
PITI Monthly
$2,016.29 /mo

Listing courtesy of: Ruben G Venegas, Excel Realty Inc.

Assumed Rate

3.29%
7.15%

Principal & Interest

$1,549 /mo
$2,392 /mo

What's Special

SPACIOUS
MOVE-IN READY
LANDSCAPED
TURNKEY

VERY Nice Duplex in Town - Vacant on one side & Income-Ready! Don't miss this rare opportunity to own a beautifully maintained duplex situated on a large parcel just minutes from Sacramento! Each unit features 2 spacious bedrooms, 2 full bathroom, a private garage. In-unit laundry offers comfort, convenience, and functionality for both homeowners and tenants. Live in one unit and rent out the other to offset your mortgage, or rent both for immediate income - the property is vacant and move-in ready on one side; owner lives in the other side but will move out. Sitting on an quarter-acre lot, it includes a well-landscaped backyard, generous parking big enough to accommodate a boat, RV, or other toys. Great potential for future development. Located just a few miles from everything Sacramento has to offer. This property features tremendous convenience for commuting and everyday access to major employers, schools, and transit routes. This turnkey duplex combines strong investment potential with an ideal living arrangement. Opportunities like this are rare. THIS GEM WILL NOT LAST!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.29
Remaining Loan Term
24 years, 10 months
Monthly PITI
$2,016.29/mo
Estimated Loan Balance
$317,887
Cash to close
$400,599
Interest Paid
$57,022

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 0
  • Bathrooms: 0
Cooling & Heating
  • Cooling: Central
  • Heating: Central
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features:
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing:
Roof
  • Roof:
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features:

Construction

Type & Style
  • Stories: 1
  • Home type: Duplex
  • Architectural Style:
Materials
  • Brick, Stucco
  • Roof:
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Carmichael

Financial Details

  • Price per Sqft: $317.21
  • Tax Annual Amount: $
  • On Market Date: 2025-05-12T22:50:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $400,599 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $400,599!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.29% Sellers Rate
$314,401
Your Cash:$400,599
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 3.29%
$1,549/mo
Traditional @ 7.15%
$2,481/mo
You save $932/month ($11,183/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225061264

Listing From: MLS Metrolist

Last updated: 2025-05-13T14:30:00.000Z

© , MLS Metrolist. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.29%
7.15%

Principal & Interest

$1,549 /mo
$2,392 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $400,599 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $400,599!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.29% Sellers Rate
$314,401
Your Cash:$400,599
Total Purchase Price:$715,000

Assumed vs Traditional Mortgage

Assumed @ 3.29%
$1,549/mo
Traditional @ 7.15%
$2,481/mo
You save $932/month ($11,183/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway
Agent/Broker
Robert AnBerkshire Hathaway(719) 329-8868robert@homesy5280.comMLS 100084328

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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