Robert An

Robert An

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$500,000

($414,648 down)
FHA

6880 Bear River Row UNIT 1, San Diego, CA 92139

2
1
866 sqft
PITI Monthly
$1,307.29 /mo

Listing courtesy of: Joe OMeara, eXp Realty of California, Inc.

Assumed Rate

3.35%
7.15%

Principal & Interest

$534 /mo
$818 /mo

What's Special

SERENE
PARK-LIKE SETTING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO

Beautifully maintained single-story coveted end-unit townhome with no neighbors above or below, offering exceptional privacy and comfort. This 2-bedroom, 1-bath home features granite countertops, stainless steel appliances, and tile and laminate flooring throughout. Enjoy two private patios—one off the living room and one off the primary bedroom—as well as a serene, open park-like setting just outside the front door. Great for dog lovers! Additional highlights include central HVAC, in-unit laundry, and ample storage. Conveniently located near a carport and an open parking space right outside the front entry for easy access to your cars. Plus, there is street parking. The community offers tennis and basketball courts, with abundant guest parking. Ideally situated near Plaza Bonita, schools, parks, and major freeways (54, 125, 805).

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.35
Remaining Loan Term
17 years, 9 months
Monthly PITI
$1,307.29/mo
Estimated Loan Balance
$85,941
Cash to close
$414,648
Interest Paid
$42,980

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: CommonRoof
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: CommonRoof
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Southbay Townhomes
  • HOA Amenities: Unknown
  • HOA Fee: $340
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $577.37
  • Tax Annual Amount: $6250
  • On Market Date: 2025-05-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $414,648 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $414,648!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$85,352
Your Cash:$414,648
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$534/mo
Traditional @ 7.15%
$849/mo
You save $315/month ($3,778/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250027042SD

Listing From:

Last updated: 2025-05-10T00:48:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$534 /mo
$818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $414,648 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $414,648!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$85,352
Your Cash:$414,648
Total Purchase Price:$500,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$534/mo
Traditional @ 7.15%
$849/mo
You save $315/month ($3,778/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway
Agent/Broker
Robert AnBerkshire Hathaway(719) 329-8868robert@homesy5280.comMLS 100084328

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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