Robert An

Robert An

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$719,900

($287,798 down)
FHA

85 Chandon, Laguna Niguel, CA 92677

2
2
1,078 sqft
PITI Monthly
$3,267.81 /mo

Listing courtesy of: Marina Macartney, First Team Real Estate

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,962 /mo
$3,237 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
BALCONY
TENNIS COURTS
WALKING TRAILS

Welcome to coastal living in the highly sought-after Marina Hills community of Chandon in beautiful Laguna Niguel. This bright and spacious 2-bedroom, 2-bathroom condo offers a perfect blend of comfort, style, and convenience in one of Southern California’s most desirable locations. This condo presents a great layout - the living room and master bedroom feature high ceilings, providing abundant natural light, and there are two balconies - one located off the living room, ideal for outdoor seating and BBQ and the other is Juliette balcony located off the dining area. The well-appointed kitchen features modern appliances, ample cabinetry that reaches to the ceiling - optimizing storage, plus option for a breakfast bar adjacent to dining area. The primary bedroom includes a walk-in closet and an ensuite bathroom with dual vanities, and a tiled shower with a bathtub. The second bedroom offers flexibility for guests, a home office, or personal retreat. Additional highlights include in-unit laundry, an attached 2-car garage with direct access to home that also has an extended storage space. Additional home details include plantation shutters, modern lighting, wainscoting, and modern cabinets and stone counters in the kitchen. The condo has been repiped, only has one shared wall, with no condo above or below this home. Best of all is access to the Marina Hills amenities, including resort-style pools, spa, tennis courts, and picturesque walking trails. Ideally located just minutes from world-class beaches, hiking trails, shopping, and dining, this turn-key home is your opportunity to enjoy the best of Southern California living. Option to assume existing loan with 2.5% interest rate.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$3,267.81/mo
Estimated Loan Balance
$434,024
Cash to close
$287,798
Interest Paid
$53,811

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: Condominium
  • Architectural Style: Mediterranean, Traditional
Materials
  • Drywall, Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1989
Details
  • Builder: Taylor Woodrow

Community & HOA

Community
  • Subdivision: Chandon (MHC)
  • Features: Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Chandon
  • HOA Amenities: Unknown
  • HOA Fee: $400
  • HOA Frequency: $Monthly
Location
  • Region: Laguna Niguel

Financial Details

  • Price per Sqft: $667.81
  • Tax Annual Amount: $8998.75
  • On Market Date: 2025-05-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $287,798 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $287,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$432,102
Your Cash$287,798
Total Purchase Price:$719,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,962/mo
Traditional @ 7.15%
$3,358/mo
You save $1,396/month ($16,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25084229

Listing From:

Last updated: 2025-05-13T13:06:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,962 /mo
$3,237 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $287,798 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $287,798!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$432,102
Your Cash$287,798
Total Purchase Price:$719,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,962/mo
Traditional @ 7.15%
$3,358/mo
You save $1,396/month ($16,754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Berkshire Hathaway
Agent/Broker
Robert AnBerkshire Hathaway(719) 329-8868robert@homesy5280.comMLS 100084328

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Berkshire Hathaway are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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